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Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
Larry and Wanda are the Best
Rarely in my career have I come across such professionals as Larry, Wanda and Al Agena.
John DiMassa, Century 21 South West Properties
Thank You For Your Efforts
I appreciated the time you took to do the necessary background to find the right buyers, avoiding multiple escrows.
Gary Collins
We Knew We Were In Good Hands
Larry and Wanda covered all our needs, helped us through the stressful times and allowed us to voice our frustrations, too.
Richard & Mary Barrera
You Have Become One of the Best
Your high professional standards coupled with your dedication to client satisfaction, are a credit to our firm.
Larry Moore, Moore & Associates, Inc., Realtors
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
The upper walls of what famous holy temple are lined with gold?
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| A |
The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs. |
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- NUMBER1EXPERTS™ 
